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SWIFT payments don't have to be expensive.

A uses different codes for all its various banking services. Be sure to double check with your recipient - or directly with the bank - if you're unsure which to use. SWIFT payments don't have to be expensive. Open a Wise account and save up to 6x on international bank transfers. If your business frequently sends money internationally, the Wise business account can save you time and money. Wise Business is up to 19x cheaper than PayPal and 6x cheaper than high-street banks.

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Millions of people have saved money with Wise — you could too! With their smart technology:. Save on international fees by using Wisewhich is 5x cheaper than banks.

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All passive i. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them. SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes or those ending in 'XXX' refer to the head or primary office.

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Western Union. In this guide. Send money to. Exchange rates. Promo codes and discounts.

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Get Wise for Business. Are you overpaying on bank transfer fees? Or, if you're not sure of the code you need, use our SWIFT code tools to find and check the information required. These codes are used when transferring money between banks, particularly for international wire transfers. Or you can call into a branch to make arrangements - although this is sometimes more expensive than making a payment through online banking. SWIFT codes are also usually available on bank websites. Are you overpaying on bank transfer fees? Wise Business is up to 19x cheaper than PayPal and 6x cheaper than high-street banks. However, some banks may use different SWIFT codes for different branches, or depending on the type of transaction you're making. Over 15 million people use Wise to move money around the world. Get Wise for Business. When you send or receive money using your bank, you'll often be charged an additional fee hidden behind a bad exchange rate. You join over 2 million customers who transfer in 47 currencies across 70 countries. Save up to 6x when you use Wise to send money.

A uses different codes for all its various banking services.

Banks also use these codes for exchanging messages between them. Wise Business is up to 19x cheaper than PayPal and 6x cheaper than high-street banks. SWIFT payments don't have to be expensive. Send Money Receive Money. That's because the banks still use an old system to exchange money. Using an incorrect code for your payment may mean it's delayed, returned, or sent to the wrong place entirely. Millions of people have saved money with Wise — you could too! When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's why half a million businesses use Wise for international transfers. Be sure to double check with your recipient - or directly with the bank - if you're unsure which to use. Get paid at the real exchange rate by using Wise. Your money is protected with bank-level security. Always double-check with the recipient before sending money that you have the right SWIFT code, as financial institutions may have several different SWIFT codes that differ by just a few letters or numbers.