How to cash advance rcbc credit card

However, these also come with financial risks, especially with the many fees involved with a credit card. If this is your first time, you must look around for the perfect credit card.

Please try again. Reload page if you wished to Start New Application. Requires annual gross income. Must be years old to qualify as Principal Cardholder. Must be years old to qualify as Supplementary Cardholder. You are applying for:. Am I eligible for this card?

How to cash advance rcbc credit card

Let's face it, life throws curveballs. Sometimes, you find yourself needing a little extra cash, and your trusty RCBC credit card is all you've got. But wait, can you even withdraw cash from that plastic rectangle of financial freedom? Hold on to your hats, folks, because we're about to dive into the wonderful world of RCBC credit card cash withdrawals. Yes, you can indeed withdraw cash using your RCBC credit card. This magical process is called a cash advance. Now, before you go on a cash-grabbing spree, there are a few things to keep in mind:. Remember, a cash advance is a convenient option in a pinch, but it's not a free ride. Use it wisely, pay it off quickly, and avoid the interest monster lurking in the shadows! If you're looking for alternative ways to access cash, consider exploring other options like transferring funds from your savings account to your credit card if your card allows it or using a personal loan. But hey, that's a story for another day! People are currently reading this guide. Buckle Up, Buttercup!

Regardless of how well various features protect your credit card, remember that you also have to protect yourself.

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Avail of Cash Loan now! Enter your Reference Code here. If you're prequalified and you applied, your loan will be credited to your nominated bank account within business days. The rate, EIR, and monthly amortization will be calculated and displayed in real-time. You can get your cash in your RCBC account, or deposit it to your other existing bank account. Complete your availment by providing the OTP sent to your registered mobile number. The State protects its citizens from a lack of awareness of the tue cost of credit to the customer by assuring a full disclosure of such cost and other terms and conditions with a view of preventing the uninformed use of credit.

How to cash advance rcbc credit card

You may find yourself stuck in a tight situation where you immediately need some extra cash you don't have at the moment. For example, there could be cases where the establishment does not accept cards, unforeseen events when you need to pay for something quickly, or you simply do not have enough cash on hand. Submitting an online credit card application with your preferred bank can benefit your finances in more ways than one. Not only do you avoid worrying about how you can complete your transactions online and offline, but you can also make quick cash advancements with your account. Before you rush and make a cash advance, there are a few things you need to consider first. This includes understanding how the process works and the best options you can take to solve your financial situation. A credit card cash advance is the act of taking cash or borrowing money from your credit card account and paying it back later.

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All you have to do is enroll for free. The computation of the Monthly Installment Due shall be on a diminishing balance basis, under which the allocation of payment to the principal and the interest of the Monthly Installment Due over the term number of months is not equal. Do you have an existing credit card with another bank? First, visit the official RCBC credit card website. Interest is computed as follows:. Then, you can upload all the paperwork. The interest on Retail transactions and instalment amortizations in the current statement date will not be included until the next statement date. This reference device is specifically for online transactions, which do not require you to present the real card afterward. But hey, that's a story for another day! Client risk profile assessment;. For Retail transactions: 1 Multiply the applicable monthly interest rate to Retail Transactions, installment amortizations, any retails fees and non-interest charges for the day and divide it by Continue Application.

If the transaction amount is PHP50, For payments that are more than PHP50, There shall be no limit on the number of UnliPay transactions per day.

Also, you must arm yourself with the knowledge of the fees you have to pay to protect yourself from other avoidable financial risks. Step 5. I understand and agree that promotional materials and communications may be sent to me through any means deemed applicable by RCBC. Do you go online shopping and make a purchase in a foreign currency? Referrer Code. To prevent this fee, pay at least the minimum required payment. Complete your application by verifying your identity and submitting a valid ID and selfie. Mobile Number :. Step 3. Read the fine print carefully. You will be charged a service fee if you use your card abroad. No interest is charged if the Cardholder pays in full the total balance due on or before the payment due date and has no Cash Advance transaction. Use it wisely, pay it off quickly, and avoid the interest monster lurking in the shadows!