wells fargo 2 cash back

Wells fargo 2 cash back

The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories.

If you regularly use a credit card when you shop, it pays to optimize your spending by considering a card with a rewards program. When you decide to add a new card to your wallet, carefully review the various card offers available to you. Many cards offer cash back rewards, while others accumulate points or miles whenever you make eligible purchases with the card. With cash back credit cards, just as with any type of credit card, responsible use is key. Experts recommend using your card for planned purchases within your budget, and then paying back your balance in full each month.

Wells fargo 2 cash back

After that, your APR will be This APR will vary with the market based on the U. Prime Rate. A balance transfer request must be made within days from account opening to qualify for the introductory APR. Balance Transfers are subject to eligibility. How to Avoid Paying Interest on Purchases. Your due date is at least 25 days after the close of each billing period. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge. Annual Fee. Transaction Fees. Penalty Fees. We use a method called "average daily balance including new purchases ".

Once the intro period ends, the regular APR rate will apply.

APR: Taken together, that's a value proposition that's difficult if not impossible to find on other cards in its class. True, other cards offer higher rewards rates in specific popular spending categories like grocery stores and restaurants. Card type: Cash back. Balance transfer fee: A balance transfer request must be made within days from account opening to qualify for the introductory APR. Other benefits:. Cell phone protection when customers pay their monthly cell phone bill with their Active Cash Card.

With a cash back credit card from Wells Fargo, you earn cash back in the form of cash rewards for purchases you make. Earn unlimited cash rewards on purchases with no categories to track or quarterly activations. Apply now on this page to take advantage of these offers. Balance transfers made within days qualify for the intro rate and fee. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now on this page to take advantage of this specific offer. View credit cardholder agreements. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. These bonus cash rewards will show as redeemable within 1 — 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer.

Wells fargo 2 cash back

APR: Taken together, that's a value proposition that's difficult if not impossible to find on other cards in its class. True, other cards offer higher rewards rates in specific popular spending categories like grocery stores and restaurants. Card type: Cash back. Balance transfer fee: A balance transfer request must be made within days from account opening to qualify for the introductory APR. Other benefits:. Cell phone protection when customers pay their monthly cell phone bill with their Active Cash Card. Protection is secondary to your other insurance that might apply, such as homeowners or auto insurance.

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Earning rewards without a fee is a nice benefit. For more details, see our full review of the Citi Double Cash Card. No credit hits. You must promptly contact us if you change any of the contact information you provided us. Read more from Jaclyn. Some cards automatically apply cash rewards to your statement balance each month. Learn more: Expert Ted Rossman explains when 1. There should be an easy-to-find application link that leads to a form. APR: Rewards Additional benefits Fees Bottom line. Streamlined 2 percent cash rewards can be quite lucrative even if you already have several rewards cards. Next Your personal information and data are protected with bit encryption. Bankrate logo The Bankrate promise. Your approval odds will be calculated.

Apply now on this page to take advantage of these offers. After that your variable APR will be Balance transfers made within days qualify for the intro rate and fee.

Why we're asking Your financial information, like annual income and employment status, helps us better understand your credit profile and provide more accurate approval odds. You get:. What types of cash-back credit cards are there? Most rewards cards require good or excellent credit -- which is typically around or higher. Investigate your state records, including state employment security agency records. We will do so if you do any of the following:. We value your trust. You must confirm that you received your credit card. You have not used the Wells Fargo Credit Card account for any reason within the past six months. You are leaving wellsfargo. Other types of rewards credit cards, like travel cards that award points and miles, may involve number-crunching to determine the best redemption value. A mailed paper check. You are leaving wellsfargo. Many cards offer cash back rewards, while others accumulate points or miles whenever you make eligible purchases with the card.

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